Mar 19, 2024

Occupational Injury - What It Is and How to Get Compensation

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An occupational injury is a personal injury that occurs at work or as a result of the work you perform. If you are injured at work, you have the right to apply for compensation through occupational injury insurance. This article will highlight what is considered an occupational injury, how to proceed with applying for compensation, and how a lawyer can assist you in the process.

The most common occupational injuries

Occupational injuries can range from sudden injuries to illnesses that develop over time. Some common occupational injuries are:

Crush injuries and fall injuries at construction sites
Injuries from repetitive movements, such as mouse arm for office workers
Hearing damage from noise in industry and construction
Mental injuries from violence, threats, or traumatic events in vulnerable professions
Diseases from exposure to hazardous substances such as asbestos and chemicals
Wear and tear injuries in the back, shoulders, and knees from heavy physical work

Steps to apply for compensation

If you believe you have sustained an occupational injury, you should take the following steps:

Report the injury to your employer and NAV as soon as possible
Visit a doctor for examination and documentation of the injury
Find out which insurance company the employer has occupational injury insurance with
Submit a damage report with documentation to the insurance company
Follow up the case with the insurance company and ensure good documentation
Consider seeking help from a lawyer if the case becomes complicated or you receive a rejection

About the size of compensation

Compensation is determined individually and should cover lost income, future income loss, treatment expenses, and possible redress. In addition, the insurance should cover loss of support in the event of death. Deductions are made for social benefits. Compensation amounts can vary from tens of thousands to several million depending on the extent of the injury.

Legal assistance

Many choose to seek help from a lawyer with experience in occupational injuries. The lawyer can help assess whether you have a strong case, gather documentation, negotiate with insurance companies, and possibly take the case to court if necessary. For most, the lawyer's fees will be covered by the insurance. Having a lawyer on your side can increase your chances of getting the right compensation.

Conclusion

Occupational injuries can affect all occupational groups. Fortunately, we have in Norway a good occupational injury insurance scheme to ensure that those affected receive financial compensation. However, it is important to know your rights, follow the correct steps to apply for compensation, and consider legal assistance if the case becomes complicated. By being well-prepared, you stand stronger in the fight for the compensation you are entitled to.

Sterk Law Firm

Your Supporter in Insurance and Compensation Cases

Experiencing injury or loss can turn life upside down. In such situations, it is easy to feel insignificant against the insurance companies' lawyers and assessors. However, you have rights, and we are here to help you protect them. As an injured party, you are entitled to full compensation for your financial loss. We will provide you with a thorough assessment of your case and the realistic prospects you have for success. If necessary, we will obtain expert statements and specialist reports to support your claim. Our goal is always to achieve a swift and amicable settlement. However, we do not hesitate to take cases all the way to the courtroom if those responsible do not go far enough. For businesses, we also offer advice on insurance portfolio and risk management. An accident or interruption can be catastrophic for a company's finances and reputation. We can help you fill the gaps in policies so that you have backing when mishaps occur. We understand the intricacies of the insurance industry and know exactly how to ensure the best possible coverage.